Turning Your Dreams into Reality, One Loan at a Time
Oasics Sacco is not just
Oasics Sacco is not just a Sacco, its a financial institution determined to boost your financial muscles by giving our esteemed customers affordable, flexible, and member-friendly loan products tailored to meet your needs.
Are you looking to expand your business, paying school fees, handling an emergency, or planning a personal project? Look no further, our loans give you the support you need — and trust is our middle name
With Oasic SACCO, you don’t just borrow money — you invest in your future.
What Loans do we have for You?
Here are some of the types of loans that
you can enjoy from OASIC SACCO
NORMAL LOAN
This is a general-purpose loan that you can use for purposes
such as expanding your business or restocking
The loan amount is up to 3 times your savings balance and the
interest rate is quite low (our loans are cheaper than similar
SACCO or bank loans)
LOAN SOSA (TOP UP LOAN)
We recognize that even the best laid plans can go wrong– so we
shall be there if you get stuck and you need additional funding
before you have finished paying off your loan. It also comes
with friendly affordable terms with enough time to pay it off.
EMERGENCY LOAN AND SCHOOL FEE LOAN
We shall be there to sort you in uncertainties such as:- Medical
bills, car repairs, Court fines, school fees arrears e.t.c. The short
loan amount is upto Kshs. 50,000 with amazing interest rate.
Disbursement is up to 24 hours.
ASSET FINANCE LOAN
Dream of buying a Matatu, Sienta, Probox, Pickup, Boda-boda,
Equipment for your business like salon or even land/plot? We can
fund you. The loan amount is up-to 70-80 of the purchase price of what
you are buying and the interest rate is the lowest ever.
AGRICULTURAL LOANS
We shall be there to sort you in farming endeavor which include and not limited, to
dairy, coffee, Avocados, Tea, Bananas, horticulture e.t.c.
Hey, Wait, That’s not all
We don’t just take you as a loanee but we actually treat you as an investor,
Here is how else you can benefit from us
- Invest for your future by purchasing OASIC Sacco Shares as a way of saving kitty
for your retirement, your children’s education, or other future goals. - Dividends-You earn handsome dividends on your deposits every year. We have
won awards for paying the highest dividend rate in the county. - Investment Opportunities- We keep you informed of emerging investment
opportunities. - Financial Literacy- We educate you about money and how to get of your pay
slip/business income.
Who Can Apply? — Loan Eligibility at Oasics SACCO
“Your pathway to affordable loans starts with just a few simple steps.”
| 👥 Membership | 💰 Financial | 📑 Documentation | ⚖️ Other Conditions |
|---|
| ✅ Active Oasics SACCO member ✅ Savings for at least 6 months ✅ No pending arrears | ✅ Loan limit based on savings & repayment capacity ✅ No overdue loans ✅ Guarantors where required | ✅ Filled loan application form ✅ National ID/Passport & photo ✅ Payslip / income proof ✅ Business permits/records (if applicable) | ✅ Loan within SACCO limits ✅ Commitment to repayment schedule ✅ Subject to credit appraisal |