Who We Are
OASIC SACCO is a member-owned savings and credit cooperative dedicated to empowering financial growth. We mobilize savings and provide flexible loan solutions to help our members expand businesses, acquire assets, and achieve financial security.
What We Offer
💰 Flexible Loans – Tailored repayment plans to meet personal and business needs
🔒Smart Savings Solutions – Competitive savings programs to grow your wealth
📈Profitable Investment Opportunities – Secure options to maximize your returns
🛡️CRB Services – Reliable support to maintain a strong financial profile
📚Financial Literacy Programs – Guidance to help members make informed decisions.
WHY Thousands Trust OASIC SACCO
At OASIC SACCO, we go beyond financial services—we build lasting partnerships that empower our members to achieve financial stability and growth
- Your deposits are safe and protected.
- Learn how to grow and manage your finances.
- Benefit from collective growth and solidarity.
- Earn annual returns on your savings and investments.
- Every member is a shareholder with equal voting rights
What Our Members Say
Joseph Mwangi
Matatu Driver Karatina
Ruth Wanjiku
Teacher Karatina
Peter Njoroge
Businessman Karatina
Being a matatu driver on the Karatina–Nyeri route, my income can sometimes be unpredictable, but…
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OASIC SACCO has been my financial anchor. Within a year of joining, I qualified for a loan to repair and upgrade my vehicle, with very flexible repayment terms. The mobile repayment option makes it easy for me to send money directly from my phone while on the road. Today, I not only own a better vehicle but also have peace of mind knowing my savings are safe. OASIC SACCO has truly empowered me to provide for my family while growing my business steadily.
As a pre-primary teacher in Karatina, I struggled to balance my salary and school fees until I joined Oasics Sacco...
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Their education loan products lifted the burden off my shoulders, and the repayment terms fit perfectly with my salary cycle. I also value their financial education programs, which have helped me manage my income better. Today, my children’s education is secure, and I am even saving toward building my own home. OASIC SACCO has made my financial journey stress-free and achievable.
Running a wholesale shop in Karatina requires steady cash flow, and Oasics Sacco has been my reliable partner...
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Their loan process is quick and straightforward, with interest rates that are very fair compared to other institutions. The savings program also encourages me to set aside part of my profits, which has helped me grow steadily. With their support, I’ve expanded my stock, attracted more customers, and increased my income. Oasics Sacco truly treats members like family and has been key to the growth of my business.